MARKET MUSINGS

S&P 500 is Golden

Here’s What It Means for Your Money

Last week, something powerful happened.

On July 1st, the S&P 500 triggered a Golden Cross—a classic technical signal where the 50-day moving average crosses above the 200-day.

If you’re not a chart junkie, here’s what that means in plain English:

Markets that looked shaky earlier this year have now pushed to fresh all-time highs. While the media panicked and investors pulled back, something big was building under the surface.

Here’s what we saw…

The secular bull trend—the long-term, big-picture uptrend we watch on the weekly chart—never broke. The market was just taking a breath.

And smart money? We didn’t flinch.

We used the dip to accumulate positions and hedge short-term noise into short-term gains.

Now, the trend has flipped back in our favor.

This doesn’t mean you throw caution to the wind.

It means you stay sharp, stay positioned, and let the trend do the heavy lifting.

What To Do Now?

✅ Rebalance With Purpose

Shift capital toward your top conviction holdings while prices are calm and trends are up.

✅ Harvest Strategic Gains

Lock in profits from underperformers and roll gains into tax-advantaged plays (like QSBS or Opportunity Zones).

✅ Add Smart Hedging

Use call spreads or trailing stops to protect upside gains without capping your future.

✅ Look Outside the Public Markets

This is prime time to explore private credit, farmland, or PE deals—before the next pullback makes them pricier.

✅ Schedule Your Tax Strategy Call

Bull runs don’t last forever. Now is the time to structure gains for long-term efficiency—not when panic hits later.

Stay shrewd. This is where generational wealth gets built quietly—while everyone else is watching headlines.

Talk soon,
Josh

The content provided in this newsletter is for informational purposes only and should not be considered as specific advice for any specific individual. The information is prepared by knowledgeable individuals and is not written by certified tax professionals or investment advisors. For personalized advice tailored to your unique financial situation, consult with a qualified tax professional, financial advisor, or attorney.

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