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  • 💸 #0053 - How $18,000 Vanished From Your Savings in 3 Years

💸 #0053 - How $18,000 Vanished From Your Savings in 3 Years

Not restaurant tips. Treasury’s inflation-proof bonds that the wealthy quietly use.

How $18,000 Vanished From Your Savings in 3 Years


LIGHTNING ROUND

⚠️ Silent Losses: Your cash lost five figures of buying power in just 3 years — without a single swipe.

🛒 Everyday Pinch: Groceries, rent, even pizza night — all quietly ratcheted higher while paychecks stayed flat.

🔒 The Overlooked Shield: Wall Street ignores it. The government issues it. It rises when prices rise.

💼 Wealthy Families’ Trick: They stack these assets in ladders that grow with the cost of living.

🧠 The Play Today: Shift a slice of “safe money” into this inflation hedge — and stop letting termites eat your savings.

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WEEKLY WISDOM

“Money is a terrible master but an excellent servant.”

P.T. Barnum

INVESTING TIPS & OPPORTUNITIES


Every year, Americans lose $18,000 of buying power without even noticing.

Not from bad trades.

Not from blowing cash on Starbucks.

But from inflation termites chewing through your savings.

First it’s the grocery cart.

$100 now rings up at $125.

Then the rent check.

Up $500 in a single year.

Even date night pizza feels like a splurge.

Everywhere you look, the same story.

Your money buys less.

This is inflation.

The invisible thief.

Stealing not dollars from your wallet…

…but choices from your life.

The vacation you promised the kids.

The house in that neighborhood.

The freedom to walk away from work when you’re ready — not when you’re told.

Inflation steals them quietly.

But the government left a crack in the system.

The loophole hiding in plain sight.

The government sells a weapon against this thief.

Right there on TreasuryDirect.gov, Vanguard, Fidelity.

Bonds that literally rise when prices rise.

They’re called TIPS.

Treasury Inflation-Protected Securities.

Not restaurant tips.

Not financial advisor “tips.”

But bonds whose payouts scale up with inflation.

Here’s how it works.

When CPI climbs, your bond principal climbs too.

When milk and rent go up, so does your payout.

It’s the closest thing to an inflation insurance policy a regular investor can buy.

And almost no one uses them.

Because no one explains them.

And Wall Street makes no money marketing them.

What if your income rose every time prices did?

That’s exactly what wealthy families lock in.

They quietly ladder TIPS.

10 years. 20 years.

Cash flows that rise with the cost of living.

They don’t wonder if their money will keep up.

They know it will.

But don’t take our word for it.

Look at the chart yourself:

That line only goes one way.

Down.

And TIPS are one of the few assets designed to move the other way.

Here’s the play.

Keep your emergency cash liquid.

But take a slice of your “safe money”… and shift it into TIPS or a TIPS ETF like TIP (iShares).

That way when prices spike, your protection spikes too.

Inflation isn’t a storm that passes.

It’s termites in the foundation.

You don’t argue about it.

You reinforce the house.

Stop paying tips.

Start buying TIPS.


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The content provided in this newsletter is for informational purposes only and should not be considered as specific advice for any specific individual. The information is prepared by knowledgeable individuals and is not written by certified tax professionals or investment advisors. For personalized advice tailored to your unique financial situation, consult with a qualified tax professional, financial advisor, or attorney.

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