⚡ LIGHTNING ROUND

🔥 UnitedHealth’s CEO was murdered — bullets engraved with “delay” and “deny.”

📉 The stock plunged, billions wiped out in hours.

💰 Fundamentals didn’t change: $400B+ revenue, 26% ROE, Optum still printing cash.

🦹 Being hated (like cigarettes or oil) often makes businesses harder to kill.

📈 The wealthy bought the fear — panic → capitulation → rebound.

WEEKLY WISDOM

INVESTING TIPS & OPPORTUNITIES

The Black Swan Nobody Saw Coming

One morning, Wall Street woke up to blood on the sidewalk.

UnitedHealth’s CEO had been murdered in New York City.

Not just murdered.

The shooter left shell casings etched with words like “delay” and “deny.”

A real-life symbol of everything people hate about health insurance.

The stock tanked.

Investors bailed.

Billions in market cap evaporated in hours.

The panic in one picture:

And if you were watching that day, you probably felt it too—

a knot in your stomach, wondering if even a $500 billion giant can crumble overnight.

The Problem With Fear

That reaction? It’s natural.

But it’s also exactly what the market punishes.

When fear hits, the crowd doesn’t think.

They dump.

And the dump creates opportunities for the few who stay calm.

What the Wealthy Did Instead

They asked one simple question:

Did the murder change the business model?

The answer was obvious: No.

• UnitedHealth still controls Medicare Advantage.

• Optum still throws off billions in profit.

• Margins remain ~5% on $400+ billion in revenue.

• ROE still tops 26%.

So while the crowd screamed, the insiders bought.

Villain or Victim?

Being hated doesn’t make you unprofitable.

It makes you durable.

Cigarettes.

Alcohol.

Oil.

All despised.

All billionaire factories.

Healthcare is no different.

Your Move

The wealthy don’t avoid fear.

They monetize it.

They know the playbook: panic → capitulation → rebound.

It’s not luck. It’s discipline.

Here’s your step:

Go back through your portfolio.

Circle the companies with real cash, real moats, real returns.

When fear discounts them, don’t flee.

Lean in.

The Takeaway

Markets are emotional first, rational later.

Your edge is being rational before everyone else wakes up.

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The content provided in this newsletter is for informational purposes only and should not be considered as specific advice for any specific individual. The information is prepared by knowledgeable individuals and is not written by certified tax professionals or investment advisors. For personalized advice tailored to your unique financial situation, consult with a qualified tax professional, financial advisor, or attorney.